Archive for October 26th, 2008

by jhwygirl

Nifty little tool.

by problembear

 this week i got angry by talking over coffee with Norma who owns a beauty shop in a small town in Montana. she tells me that the small business administration turned her down for a small loan to enable her to hire two more people to help with her work load. Norma is a single parent who struggles to keep the lights on in her shop because her back is going out on her after 23 years of stooping over a stylist chair. She has enough business but she needs a small boost to hire her oldest daughter and her daughter’s friend so that she can eventually get off her feet. right now, rent for the small shop, utilities and expenses leave Norma with just enough to get by each month. But, by increasing business twofold, Norma can afford to pay two stylists and herself. Norma spent the last six months trying to meet all the deadlines for loan applications, write business plans, and countless hours on the phone with the SBA. All for nothing. Now the beauty shop is closed, building empty. clients who counted on Norma have to travel 60 miles to the next good shop. Norma is filing for SSI because she was a sole proprietor without workers comp. Her savings is running out and she now needs to visit a food bank once a month to make ends meet. Norma was a successful businesswoman who reached out to her government for less than 10,000.00 to help her maintain a business that was expected to gross 112,550.00 per year. she could have given paychecks to two people who must leave town now. three weeks ago the government gave a blank check to wall street for screwing up so badly we may never fully recover. i am angry because people are being rewarded for bad behavior while people who try their best to build america’s future are punished.

funny how there always seems to be money to lend to rich white guys, while the rest of us are laid off.




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