by problembear

it’s no fun negotiating the swamp of the american system of health insurance. everywhere you look…leeches!!! in the form of private health insurers. they want to suck our blood….and leave our dry empty bodies and wallets and purses  for dead.

a friend of ours has a serious health condition. she “has health insurance” (i say this in quotes for a reason which will become clear later) and is employed for a very respected employer here in town. rose (not her real name of course) called her doctor and scheduled a routine breast exam last august. the results called for lab tests and further investigation. the insurance at first balked at paying for the lab tests and the necessary procedures because they said it was outside the plan. after 12 lengthy phone calls over a six month time period  and sixteen letters back and forth. (she keeps them filed in a box with the word  leeches written on the top.) the said insurance company finally gave in and allowed the clinic to perform the further tests and procedures. the procedures were finally performed in february. the results are that rose must have a double masectomy. her doctor feels that had the insurance company ok’d promptly he may have been able to save rose’s breasts….now he just hopes to be able to save rose’s life.

we’ve all heard these horrible sad stories from our relatives and our friends. but it never comes at you with true significance until someone you are close to has to wrestle so called “insurance” away from the profit motivated private “insurers”.

webster defines insurance thusly:

1 a: the business of insuring persons or property b: coverage by contract whereby one party undertakes to indemnify or guarantee another against loss by a specified contingency or peril c: the sum for which something is insured2: a means of guaranteeing protection or safety <the contract is your insurance against price changes>
by exclusion provisions, stalling and outright fraud, health “insurers” have gamed the system so much now that as insurance it is practically unrecognizable anymore. the private health “insurance “system in the united states is a broken system and it needs to be replaced with universal health insurance provided by our government. period.
to do anything else is just plain old fashioned lunacy. how can anyone in their right mind defend these companies anymore?
baucus and obama need to quit playing games and just do it for all of our sakes. the leeches have sucked enough of our blood and they are killing innocent people by playing doctor with our lives….

  1. JC

    “One thing in the world I hate: leeches. Filthy little devils.”

    just Keep Your Cool!

  2. Big Swede

    Now put Rose in Calgary, and see if she gets an appointment within a couple years.

    • JC

      Watcha trying to say, BS? That you don’t believe rationing exists in the U.S. health care system? Only in countries with universal care?

      Because if you are, you’d be very wrong. Rationing is alive and well in the U.S. Except that it is conducted by insurance corporation bureaucrats and republican legislators.

      Whatever it will cost to provide universal health care–that money represents an amount that is rationed by denying people access to health care, or people forgoing health care because they cannot afford it.

      People waiting forever to get care they’ll never receive is the ultimate, and “uniquely American”, form of rationing.

      • Big Swede

        Not at all, I believe that insurers ration care, but not to the extent of Canada and Great Britain.

        I find it interesting that the father of Canada’s HC is now realizing what a horrible mistake he made.


        I guess you can look on the bright side. When this adm. screws up HC we’ll be close to Canada, so we can travel north after they fix theirs.

        • JC

          And our lack of universal coverage rations care for all of those who don’t have insurance by denying them access to health care.

          Those frozen out of the health insurance market would love to have the opportunity to have access to the privilege to wait for health care. It sure beats what they have now–which is minimal or no health care.

        • pretty dated article there BS. and written by someone who is totally living in the pocket of the big HMO’s who stand to lose much.

          the urban myth of long waits in canada has been used to scare americans away from single payer universal health care by republicans long enough. it has been debunked by every credible media outlet as just more corporate spin by the leeches.

          the private insurance system in america is in shambles. even people with so called good policies have no faith in it anymore due to their lawyers creating so many exclusions and reasons for denial the policies aren’t even worth the paper their written on much less the billions upon billions that americans and their employers continue to pay for increasingly worthless insurance.

          there is a main street rumble out there which obama and baucus should listen to. that is the business community. health insurance is becoming such a burden on employers that it threatens the viability and the competiteveness of our entire free market structure unless we do something about it now.

          your old arguments used to work BS. but that was before the health insurance industry started gaming the system so greedily that now a huge majority of working americans and most business owners are ready for change.

          the old scare tactics don’t work anymore. people are pissed off out here and they are getting madder with each personal bankruptcy, foreclosure and death caused by a private insurance system so corrupt and lawless that it makes the princes of wall street look like amateurs….

          • Big Swede

            The most amazing thing thing to me about this debate is the fact the the govt. will improve rationing, approve new treatments and drugs in a timely fashion, allow freedom of choice and won’t start disallowing treatments because of politically incorrect lifestyles such as obesity and smoking.

            To me, the more you separate yourself from the doctor vis a vie ivory towers of insurance conglomerates or pentagon size US Dept of Health Care, the worst the care becomes.

          • well, right now the doctor is separated from us by a swamp with over 150 different leeches (health company plans) all with their own byzantine rules for coverage which are designed to deny and delay treatment and waste our physicians valuable time and staff resources to negotiate.

            these companies are draining the life blood of health care in this country by siphoning off over 31 cents of each dollar spent on health care for their own administrative costs.
            add to that the cost of our own bankuptcies and foreclosures because we are denied coverage when we thought we had insurance and you have a dishonest and inherently dysfunctional system.

            you can’t fix this by simply tweaking private insurance to do the right thing. when you catch an employee stealing from your till you fire them. you don’t ask them to please be honest next time. there is no next time. you show them the door, take their keys away and call the cops.

            that is what we should be doing with most of the HMO’s in this country before we all go broke paying for medical costs which they charge us for and then deny…

            the american public is waking up to this BS. the big bad boogey man of government which the far right fears doesn’t scare anyone anymore. we’ve seen what the private sector is capable of when they are deregulated and turned loose on the public…wall street…health care…food contaminations….

            that government health care run by people we can vote in or out looks pretty good to me right now. lots better than the swamp full of leeches you put your trust in.

  3. Big Swede

    When has the govt done something cheaper than 31 cents, pb?

  4. All of the other countries do it more efficiently than our swamp filled with leeches..

    And they pay all the claims – no denials. No bankrupting patients. No foreclosures.

  1. 1 and now we study another lnteresting lifeform- the leech! « Problembear’s Weblog

    […] they are so […]

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